:root{--ink:#17202a;--muted:#5d6773;--accent:#b45309;--accent2:#d97706;--dark:#132238;--paper:#fff;--soft:#f5f7f9;--line:#dde3e8}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:var(--paper)}
a{color:#164e82}.wrap{max-width:1120px;margin:auto;padding:0 22px}
.top{background:#0d1b2b;color:white;padding:9px 0;font-size:14px}.top .wrap{display:flex;justify-content:space-between;gap:15px;align-items:center}
.nav{padding:16px 0;border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 8px rgba(0,0,0,.04)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{font-weight:800;color:var(--dark);text-decoration:none;font-size:20px;line-height:1.15}
.navright{display:flex;gap:18px;align-items:center}.links{display:flex;gap:18px;flex-wrap:wrap}.links a{text-decoration:none;color:var(--ink);font-weight:600;font-size:14px}
.header-call{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:800;padding:11px 16px;border-radius:8px;white-space:nowrap}
.hero{background:linear-gradient(120deg,#eef3f7,#fff);padding:68px 0 55px;border-bottom:1px solid var(--line)}h1{font-size:clamp(34px,5vw,56px);line-height:1.05;margin:0 0 20px;color:var(--dark);max-width:850px}
.lead{font-size:20px;color:var(--muted);max-width:780px}.cta{display:inline-block;background:var(--accent);color:white;text-decoration:none;font-weight:800;padding:15px 22px;border-radius:8px;margin-top:15px}
.trustline{margin-top:18px;color:#44505d;font-weight:600}
main{padding:46px 0 80px}.grid{display:grid;grid-template-columns:2fr 1fr;gap:45px}.content p{font-size:18px}.content h2{color:var(--dark);margin-top:34px}
.box{background:var(--soft);padding:24px;border:1px solid var(--line);border-radius:10px;margin:28px 0}.box h2{margin-top:0;color:var(--dark)}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.card{border:1px solid var(--line);padding:18px;border-radius:8px;text-decoration:none;background:white;font-weight:700}
.side{background:var(--dark);color:white;padding:25px;border-radius:10px;height:max-content;position:sticky;top:92px}.side h2{margin-top:0}.side a{color:white}
footer{background:#0c1726;color:#dbe2ea;padding:38px 0}.footgrid{display:grid;grid-template-columns:2fr 1fr;gap:30px}.disclosure{font-size:13px;color:#aeb9c5}
.mobile-call{display:none}
@media(max-width:900px){.links{display:none}}
@media(max-width:760px){.grid,.footgrid{grid-template-columns:1fr}.side{position:static}.hero{padding:45px 0}.header-call{font-size:13px;padding:10px 12px}.brand{font-size:17px}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;background:var(--accent);color:#fff;text-align:center;text-decoration:none;font-weight:800;padding:15px;z-index:20}body{padding-bottom:50px}.cards{grid-template-columns:1fr}}